Luxury Motor Vehicle Insurance

Your vehicle is covered for sudden accidental loss that happens during the period of cover in New Zealand, including whilst in transit between places in New Zealand. Luxury Motor Vehicle insurance includes:

  • Convenient and Competitive Cover
  • Genuine Parts Guarantee: Genuine manufacturer’s parts will be used for repairs and approved repairers used where possible
  • 3yr New-for-Old replacement on New Cars: if your new vehicle* is deemed a total loss within 3 years from the date of purchased, it will be replaced with a new vehicle
  • 12 month, Agreed Value on Used Cars: if your used vehicle is deemed a loss within 12 months from the date of purchase, this policy pays the greater of the vehicle purchase price or market value (vehicle must be less than 10 years old at date of purchase)
  • No Excess on Glass Cover: No excess on windscreen, windows, sunroof headlight protectors or tail lights for vehicles with a cover amount less than $150,000. (An excess of 0.5% of the cover amount applies over $150,000).
  • No Excess on Key and Lock Cover: If your vehicle keys are lost or stolen, we will cover up to $1,000 for the replacement in any 12-month period (an excess of $100 applies), including locks if the keys are believed to have been duplicated.
  • Pay weekly, fortnightly, monthly or annually
  • 14 day free look period


*Disclaimer: This is an example of items covered, not a complete and exhaustive list. Click here for full terms and conditions.

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